A Collection of Problems with the US Health Care System

SHIP Counselor. Pennsylvania. Statement 10134.

Categories: Health Care Professional Statements
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State:: Pennsylvania

Occupation:: SHIP Counselor

In our county, we have one viable health insurance option for Medicare beneficiaries. While we have several PFFS plans, the network is limited and the co pays are extraordinary. We have a PPO but none of the hospitals in the county have signed an agreement with the insurance company. We have one HMO (the ‘viable’ option) which is so expensive, fixed income beneficiaries cannot afford the copays. We have no special needs plans except one for one nursing facility. As someone who helps to counsel Medicare beneficiaries, the year is an especially grim one. How can we help people who are not poor enough to qualify for Medical assistance but not rich enough to purchase a Medicare supplement plan.?????