State:: NY

Occupation:: homemaker

Hello, my husband is diabetic and last year his bladder stopped functioning. He had surgery to insert a supra pubic catheter to drain urine from his bladder. We have a timeshare in Mexico, and love to swim in…

State:: New York

Occupation:: Auto Mechanic

This is just great, my employer changed our health insurance again, instead of having an office visit deductible of thirty dollars, I am now required to pay the first $1500 for treatment costs per year and…

State:: New York

Occupation:: Computer Programmer

I don’t like this health care reform at all. We just pay more and get less care. My wife had *** insurance for past three years covering for MT child and me. We had no problems…

I was diagnosed with reflex sympathetic dystrophy or also known by complex regional pain syndrome. We have no health insurance but we can’t get any insurance that will cover me because now I have a pre-existing condition. The cost of…

The land mines facing any medical director:

• Benefits restriction. In one of my plans we had regular meetings to determine what our highest costs were and how we could redesign benefits to control them).
• Exclusions, even those fabricated to justify a trend…