I am a 63 year old male that has been laid off twice in 4 years due to corporate mergers. Due to my age and an artificial hip I have had problems finding employment, plus I am the caregiver. My wife has MS and receives $231. per month in disability plus medicare but with no drug coverage. Her drug cost for MS averages $2100. per month. We have been living on our savings which are now depleted. We have participated in drug assistance programs but they have also expired at this point.

We do not qualify for medicaid and now have no income and no possibilities of health insurance.

Looks like our only option is medical bankruptcy which really distresses us after working for 40+ years and now end up with nothing! Help!!!